SoFi Down With Debt Sweepstakes – Win $100,000 Cash!

What could a $100,000 cash prize do for your future? For many people, it could mean paying off debt, reducing financial stress, achieving major life goals, or finally gaining the freedom to focus on what matters most. The SoFi Down With Debt Sweepstakes offers one lucky winner the opportunity to take a major step toward financial confidence with a life-changing cash prize.

Designed to help consumers explore ways to manage high-interest debt, this promotion gives eligible participants an automatic entry when they check their rate on a SoFi Personal Loan. It's a simple step that could potentially open the door to significant savings while also providing a chance to win a substantial cash reward.

The grand prize is an incredible $100,000 cash award, giving the winner flexibility to use the money however they choose. Whether it's paying off credit card balances, consolidating debt, building an emergency fund, making home improvements, investing in future goals, or simply creating more financial breathing room, the possibilities are endless.

The SoFi Down With Debt Sweepstakes 2026 combines the excitement of a major cash giveaway with the opportunity to explore financial solutions that may help improve your overall financial health. For anyone looking to strengthen their finances, reduce debt burdens, or pursue long-term financial goals, this promotion offers an exciting chance to win a substantial cash prize. A single entry could help turn financial aspirations into reality and create new opportunities for the future.

Limit: Only one entry is allowed per eligible person. The minimum age required to enter the giveaway is 18. It is open for legal residents of the fifty United States, the District of Columbia, Puerto Rico, Guam, American Samoa, US Virgin Islands, and Northern Mariana Islands.

How to Enter the Down with Debt Sweepstakes:

You may enter the Sweepstakes using one of the two available methods described below.

Enter by Checking Your Rate (Online Entry)

During the Sweepstakes Period, you may enter by visiting SoFi.com, navigating to the Personal Loans product page, and following the on-screen instructions to register or log in and check your rate. You will be required to provide your first and last name, state of residence, date of birth, citizenship status, homeowner status, and annual income range. A soft credit check will be conducted before displaying your rate. Once you complete these steps, you will receive one entry into the Sweepstakes.

Alternate Method of Entry (Mail-In Entry)

To enter without checking your rate, you may submit a mail-in entry. To enter, hand-print your full name, state of residence, email address, and age on a plain 3×5 inch card and mail it in a hand-addressed, properly stamped envelope to: Realtime Media, Attn: SoFi Down With Debt Sweepstakes Entry (12709), 2460 General Armistead Ave, STE 209, West Norriton, PA 19403.

Down with Debt Summer Sweepstakes Winner Selection:

One grand prize winner will be selected randomly on or about August 27, 2026 from all eligible entries.

Sofi Down With Debt $100k Cash Giveaway Prizes:

One grand prize winner will win $100000 cash in form of check.