SoFi Mortgage Payoff Sweepstakes – Win Up to $500,000 Toward Your Home!

Imagine waking up one day and realizing your mortgage is gone—completely paid off. Sounds like magic, right? With the SoFi Mortgage Payoff Sweepstakes, that dream could actually become your reality!

SoFi is making homeownership feel lighter than ever by giving one lucky winner the chance to erase their mortgage—up to $500,000! Whether you’re buying your first home or refinancing an existing one, every qualifying mortgage with SoFi automatically enters you for a chance to win this life-changing grand prize.

It’s simple: close your mortgage with SoFi, and you could watch your payments vanish before your eyes. No more monthly stress, no more juggling payments—just pure financial freedom to focus on what truly matters.

As a SoFi member, you’ll also enjoy exclusive benefits like competitive rates, flexible refinancing options, and world-class member rewards—all designed to help you save more and stress less.

Make this year the one where your mortgage disappears into thin air. Enter the SoFi Mortgage Payoff Sweepstakes today and get ready for your greatest financial trick yet!

Limit: Only one entry is allowed per eligible person. The minimum age required to enter the giveaway is 18.

How to Enter in Sofi Mortgage Sweepstakes:

There are three ways to earn one Sweepstakes entry:

(1) Existing SoFi Mortgage Borrowers:

If you have an existing SoFi purchase or refinance mortgage as of October 16, 2025, you will automatically receive one entry.

(2) New SoFi Mortgage Borrowers:

If you obtain a new SoFi purchase or refinance mortgage for your primary residence during the Sweepstakes Entry Period, you will receive one entry upon funding of your mortgage.

(3) Alternate Method of Entry (Non-Borrowers):

Register for SoFi Insights and connect any property to the Property Tracking feature by visiting the Website during the Promotion Period.

Sofi Mortgage Cash Sweepstakes Winner Selection:

One grand prize winner will be selected randomly on or about February 17, 2026, from among all eligible entries received during the promotion period.

Sofi Mortgage Sweepstakes Prizes:

One grand prize winner will win a payment of up to $500,000 to his/her primary mortgage loan balance.